Travel Insurance

Travel insurance is highly recommended for every trip.

You've invested time, money, and excitement into your vacation. Unexpected events can happen before or during your travels, and travel insurance can help protect your trip investment and provide assistance when plans don't go as expected.

At Your Journey by Jodi, I strongly recommend considering travel insurance when planning your trip.

Why Consider Travel Insurance?

Travel insurance may provide coverage for certain unexpected situations, including:

Trip cancellation Protection for certain covered reasons that require you to cancel your trip before departure.
Trip interruption Coverage that may help with certain covered expenses if you need to interrupt your trip after it begins.
Travel medical expenses Help with certain medical expenses resulting from covered illness or injury while traveling.
Emergency medical evacuation Coverage that may help with certain covered emergency transportation expenses.
Baggage loss, damage, or theft Protection for eligible baggage losses under the terms of the policy.
Baggage delays Reimbursement for certain necessary purchases when baggage is delayed for a covered period.
Travel delays Coverage that may help with certain additional expenses resulting from a covered travel delay.
Missed connections Certain plans may provide coverage when a covered delay causes you to miss a connection.
Emergency travel assistance Access to assistance services when unexpected situations occur during your trip.
Unexpected changes to your travel plans Depending on the plan and circumstances, coverage may help with certain covered changes or disruptions.

Travel insurance does not cover every situation. Coverage, exclusions, limitations, eligibility requirements, and purchase deadlines vary by plan and state of residence. Always review the applicable policy and plan documents before purchasing.

My Recommended Travel Insurance Provider

Travel Guard

Travel Guard is my top travel insurance pick for my clients.

Travel Guard offers several travel insurance options, including Essential, Preferred, and Deluxe, with different coverage levels and benefit limits. Their plans also provide access to 24/7 emergency travel assistance.

Important Disclosure

Your Journey by Jodi is not an employee of, affiliated with, sponsored by, or otherwise associated with Travel Guard.

Travel Guard is simply the travel insurance provider I currently recommend most often to my clients based on the types of travel coverage and plan options they offer.

You are not required to purchase Travel Guard insurance in order to book your travel through Your Journey by Jodi.

You are welcome to compare Travel Guard with other travel insurance providers and choose the coverage that best fits your needs.

Compare Travel Guard Plans

Travel Guard currently offers three commonly selected single-trip plans: Deluxe, Preferred, and Essential. Each provides a different level of coverage, and availability and benefits can vary based on factors such as your state of residence, trip details, and when coverage is purchased.

Coverage	Deluxe	Preferred	Essential
Trip Cancellation	Up to 100% of insured trip cost*	Up to 100%*	Up to 100%*
Trip Interruption	Up to 150%*	Up to 150%*	Up to 100%*
Travel Medical Expense	Up to $150,000	Up to $50,000	Up to $15,000
Emergency Evacuation & Repatriation	Up to $1,000,000	Up to $500,000	Included with lower benefit limits
Baggage Coverage	Up to $2,500	Up to $1,000	Up to $750
Baggage Delay	Included	Included	Included
Trip Delay	Included	Included	Included
24/7 Emergency Travel Assistance	Yes	Yes	Yes
Cancel for Any Reason	Optional, when eligible	Optional, when eligible	Not available
Pre-Existing Condition Waiver	Available when eligibility requirements are met	Available when eligibility requirements are met	Available when eligibility requirements are met

*Coverage is subject to the applicable policy terms, conditions, exclusions, limitations, eligibility requirements, and benefit maximums. The actual coverage available to you depends on your state of residence and the policy purchased.

Deluxe Plan

International · Seniors · Higher-value trips

Travel Guard's Deluxe Plan provides its highest benefit limits among these three plans and includes a broad range of coverages. Travel Guard identifies it as an option for international travel, senior travelers, and higher-value vacations.

View Deluxe Plan Overview

Preferred Plan

Most vacations · Cruising · Families

The Preferred Plan provides comprehensive coverage with optional upgrades and is identified by Travel Guard as an option for most vacations, cruising, and family travel.

View Preferred Plan Overview

Essential Plan

Domestic · Road trips · Weekends

The Essential Plan is Travel Guard's more budget-oriented option, with lower benefit limits than the Preferred and Deluxe plans. Travel Guard identifies it as an option for domestic travel, road trips, and weekend vacations.

View Essential Plan Overview

Which Plan Is Right for You?

There is no single travel insurance plan that is right for every traveler.

Your choice may depend on:

The total cost of your trip
Whether you're traveling domestically or internationally
Your destination
The length of your trip
Your planned activities
Your medical coverage while traveling
The amount of nonrefundable money you've invested
Your desired medical and evacuation coverage
Your baggage coverage needs
Whether you want optional coverage such as Cancel for Any Reason, when available
Your individual circumstances and coverage needs

I am happy to help you understand the options available for your trip, but you are responsible for reviewing the policy and determining whether the coverage meets your needs.

Timing Matters

Consider purchasing travel insurance as soon as you make your initial trip payment.

Some benefits or waivers may have specific purchase deadlines.

For example, Travel Guard currently states that eligibility for its pre-existing medical condition exclusion waiver can depend on purchasing the plan within a specified period after the initial trip payment, along with other requirements.

Because deadlines and eligibility requirements can vary, don't wait until the last minute to explore your options.

Ready to Protect Your Trip?

I'd be happy to help you explore your travel insurance options.

Request a Travel Insurance Quote

Reach out to Your Journey by Jodi for a quote and information about available Travel Guard coverage for your trip.

When requesting a quote, you'll generally need information such as:

Destination
Departure and return dates
Number of travelers
Travelers' ages
Total trip cost
Initial trip payment date
State of residence

Travel Guard uses this information to provide applicable plan options and pricing.

Request a Quote or Email: yourjourneybyjodi@gmail.com

Important Insurance Information

Travel insurance is a contract between you and the insurance provider. Your Journey by Jodi is not the insurance company and does not determine whether a claim is covered.

Coverage is subject to the terms, conditions, exclusions, limitations, and eligibility requirements contained in the applicable policy.

Please review the Policy of Insurance, plan documents, benefit limits, exclusions, and applicable state-specific information before purchasing.

Travel Guard notes that coverage is available to residents of U.S. states and the District of Columbia, subject to the applicable plan and policy terms.

The information on this page is provided for general informational purposes and is not a substitute for reading the applicable insurance policy.